Delinquent homeowners insurance and/or flood insurance, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent Homeowner/Condominium/Co-Op Association fees. Eviction Help Illinois provides renters with free eviction preventionassistance.For free legal aid to avoid evictioncall (855) 631-0811.Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures.Find free legal help for homeowners in your area here. Something went wrong while submitting the form. hb```qB eaM! CGXe`cR q(+GP Iy\GC)C2 S+8{ jD? Emergency Mortgage Assistance Program . Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. A list of other requirements is available here. For any other questions, see additional details below or contact a HUD-approved housing counseling agency. Proof of ownership, including but not limited to a property tax bill, property deed, or other documentation. Copyright 2022 KWQC. {%uqb.hON>Nf. 244 0 obj <>/Filter/FlateDecode/ID[<8D1A90AF9EF81F40AC24A38E3A94834B>]/Index[221 39]/Info 220 0 R/Length 110/Prev 216178/Root 222 0 R/Size 260/Type/XRef/W[1 3 1]>>stream Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. Wecan help you find out if you qualify for emergency assistance funds. 221 0 obj <> endobj These sessions will provide a road map for you to follow to make the application process more efficient. Simply click to download. Many programs began accepting applications in early 2022. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. This program has some income-related restrictions on which homeowners will qualify to receive funding. If you are concerned about losing your home to foreclosure, contact a HUD-approved housing counseling agency who can help you develop a plan. Man arrested after Illinois State Police find cocaine-filled suitcases, Man faces murder charge after overnight shooting in Rockford, Motorcyclist IDd after fatal Belvidere crash, CRE8IV mural sites approved ahead of its fourth season, A list of other requirements is available here. Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. 2 0 obj This is something that we assisted with in 2020 with an emergency mortgage assistance so we anticipate a lot of people in need. Provider agencies will help you determine eligibility, walk you through the application process, and help you submit your application. Please beware of scams. A HUD Certified Housing Counselor can assist you with the application process. Eligible recipients do NOT have to pay the money back. In 2021, Treasury released 10% of each participant's HAF allocation to implement pilot programs, and required HAF . With the foreclosure moratorium, those numbers came down but now we are starting to see an increase in phone calls from people who are needing that assistance, said Beth Payne, Vice President at Rock Island Economic Growth Corporation. For more program information, you may visit illinoishousinghelp.org. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 15 0 R 23 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> endstream endobj 222 0 obj <. Homeowners in need of assistance can find more information on program eligibility and apply at www.illinoishousinghelp.org/ilhaf. Necesita ayuda para ponerse al da con los pagos de su hipoteca? You will need to verify that you meet income requirements and may need to provide additional necessary documentation. Learn about some potential options for making up missed mortgage payments or contact a HUD-approved housing counseling agency. Enter your email below to be notified for program updates. Find free legal help for homeowners in your area here. Depending on who owns your mortgage, the foreclosure process could be paused while you are in the HAF application process, and if you are approved, the money could be used to bring your mortgage current and stop foreclosure altogether. Need help getting caught up on your mortgage payments? Have experienced a financial hardship associated with the COVID-19 pandemic. All Rights Reserved. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Well forward it to the company and work to get you a response, generally within 15 days. Approximately $309 million in emergency assistance will be available to Illinois homeowners (read the press release here.) The program's goal is to prevent: Mortgage issues like delinquencies, defaults, or foreclosures; Loss of power services or other home utilities The State of Illinois is providing emergency housing assistance to help renters and homeowners maintain stable, affordable housing during the COVID-19 pandemic. endobj The application period runs from April 11th through May 31st, 2022. Homeowners who are at least 30 days late on their mortgage or property tax payments. Pritzker: Applications open April 11 for homeowner assistance fund. Those interested can apply through the end of January 2023. JB Pritzker and the Illinois Housing Development Authority (IHDA) said the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022. You can customize your search based on your specific needs, budget, and desired location.The service is also available through a toll-free, bilingual call center at (877) 428-8844. For struggling renters who missed the window to apply for assistance through IHDA, the Illinois Department of Human Services (IDHS) is currently accepting applications for rental assistance. Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Descubra cmo puede recibir asistencia federal para ponerse al da con los pagos de su hipoteca. <> Available in English and Spanish. Gov. To be eligible, homeowners must be at-or-below 80 percent of the Area Median . The Illinois Homeowner Assistance Fund Program provides direct financial assistance for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Your (or your tenants) household income is at or below the limit for your county. What is the Homeowner Assistance Fund (HAF)? 259 0 obj <>stream Choose from the following social post graphics and sample captions to share with your followers! You will be able to navigate to a page for your areas specific program where you may be able to apply immediately or sign up to receive alerts about when your program will be available. All rights reserved. Find your program by visiting this site and selecting the appropriate state, district, or territory on the map. Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020. This program will help to combat the economic stress brought on by the pandemic and provide relief to thousands of families, says Lt. Topics will include: Webinars will be offered in English and Spanish. Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. To learn more visit IllinoisHousingHelp.org. Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid.Find out if youre eligible for emergency rental assistance below.Help prevent suspected fraud for IHDAs Rental Payment Program to ensure emergency rental assistance is received by Illinois households in need. %PDF-1.7 Copyright 2022 WIFR. Eligible households will be able to apply for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, La Autoridad de Desarrollo de Vivienda de Illinois est aqu para ayudar. Homeowners who own and occupy their . ARPA was passed by Congress in 2021 and Illinois received $309 million to cover housing costs such as past-due mortgage payments, property taxes, property insurance, and delinquent homeowner. Yes, if you have been approved for HAF funds but are having difficulty with your servicer accepting the payment, you can submit a complaint online. In most cases, programs are providing money as a grant that does not need to be paid back. If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. Click here to find the income limits for your county. See below for information on the rent, mortgage, utility, and legal assistance programs currentlyavailable. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. <>/Metadata 109 0 R/ViewerPreferences 110 0 R>> To qualify, applicants must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 and must currently own and occupy their home in Illinois as their primary residence. Find out if youre eligible for up to $60,000 in federal assistance at IllinoisHousingHelp.org. If the foreclosure process has already started, can I still apply for HAF? If you are still unsure about whether or not you have to repay any assistance you receive, contact a HUD-approved housing counseling agency. Something went wrong while submitting the form. Find a housing counselor near you. If you are a renter in Illinois and are behind on rent due to COVID-19, you may be eligible for up to $25,000 and 18 months of emergency rentalpayments. 4 0 obj RELATED: Tips to keep you in your home if you're struggling to make rent or mortgage. If you need rental assistance but are not in a court proceeding, help is still available through the Illinois Department of Human Services (IDHS). endobj The Illinois Rental Payment Program (ILRPP) provides financial assistance for rent to income-eligible Illinois renters and their landlords who have been impacted by the COVID-19 pandemic. Find a housing counselor near you. Depending on the program, homeowners may use the funds for expenses such as: Not all programs will cover all of the expenses listed here. Most state programs limit eligibility to households with less than 150% of the median income in your area or $79,900, whichever is higher. with experience operating and administering homeowner rehabilitation assistance programs. Download and distribute this poster to place on bulletin boards and distribute to local businesses, community organizations and clinics in your canvassing and outreach efforts. Provide immediate housing stability for up to three prospective months, if deemed necessary. Full title service is required if the total outstanding balance on Section 504 loans is greater than $25,000. Delinquency statement, including but not limited to a mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement. Grants must be repaid if the property is sold in less than 3 years. State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting. Toll Free. If you are a Native Hawaiian, you can find more information on the Department of Hawaiian Home Lands mortgage relief program website . Some programs have established lower limits, so, Mortgage payments, including past due payments, Utilities, such as electricity, gas, home energy (including firewood and home heating oil), water, and wastewater. Grants have a lifetime limit of $10,000. Find out about resources for free legal assistance and housing counseling, as well as sign up for a waiting list for potential future funding rounds, . Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. Those looking for assistance, please contact an IDHS Service Provider Agency to ask about rental assistance, find out if youre eligible and get help with applying.Renters can find a IDHS Service Provider at: illinoisrentalassistance.org/providers. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. Illinois homeowners experiencing financial hardship associated with the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000. The goal of the program is to . If you have already submitted an application, you may check your status by logging into your ILHAF account here. You are either a renter in Illinois or a landlord with a tenant who lives inIllinois. All Rights Reserved. %%EOF HAF assistance can and should be used in addition to any other payment adjustment options provided by your mortgage servicer. Housing Opportunity Development Corporation (HODC) is a community-based nonprofit developer of affordable housing founded in 1983. %PDF-1.6 % Are you at risk of losing your home? The new application deadline has not been announced yet. Your household (or your tenants household) experienced a financial hardship during or due, directly or indirectly, to the coronavirus pandemic. To find out if youre eligible and get prepared visit. Homeowners with household incomes less than 150% of the Area Median Income. Illinois Homeowner Assistance Fund to launch in April 2022, Flood Latest, Mississippi River At Crest Level, 6p. Application information can be found on the IDHS website, here. The Low Income Home Energy Assistance Program (LIHEAP), administered by the Illinois Department of Commerce and Economic Opportunity (DCEO), helps eligible low-income households pay for home energy services (primarily heating during winter months). Check with your HAF program to see if they have notified your servicer. Check this page for links and instructions to attend sessions at the dates below: Below are current and cumulative statistics for the Illinois Homeowner Assistance Fund. Homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic can apply for assistance through the Illinois Homeowner Assistance Fund (ILHAF). If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. The ILHAF application process and program eligibility, Other free resources available to you, including housing counseling and legal aid, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent homeowners insurance and/or flood insurance, Delinquent Homeowner/Condominium/Co-Op Association fees, Homeowners with household incomes less than 150% of the Area Median Income, Homeowners who own and occupy their property as their primary residence. The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. Have questions about utility billassistance? PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . Qualified applicants will have payments made directly to mortgage servicers, taxing bodies or others. To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 days behind in their house payment. If applicants can repay part, but not all of the costs . 2. homeowners financially impacted by the pandemic will be accepted beginning in April through the Illinois Emergency Homeowner Assistance Fund (ILHAF) program. Some state HAF programs may require a servicer to pause foreclosure activity. IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. This program data is updated weekly.. The funding can also be used for delinquent property taxes, homeowner's insurance, condominium or homeowner association fees and mobile home lot rent. To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 . Averige si es elegible para recibir hasta $60,000 en asistencia federal en IllinoisHousingHelp.org. Homeowners who own and occupy their property as their primary residence. Available in English and Spanish. Provider agencies can also help you find assistance with utility bills, free legal aid, and additional services.Apply for rental assistance and explore additional support by contacting a service provider near you.. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. You must confirm that you have experienced a financial hardship after January 21, 2020 and describe the nature of that hardship, such as a job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member. Find out the status of your LIHEAP application. Applications will be accepted beginning Monday, Dec. 6 through Sunday, Jan. 9, 2022. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Additionally, scammers may ask you to sign over the title to your property, ask you to sign papers that you do not understand, say you should start making payments to someone other than your servicer or lender, or tell you to stop making mortgage loan payments altogether. Visit illinoishousinghelp.org/ilhaf or call 1-866-454-3571 for more information. Los destinatarios elegibles NO tienen que devolver el dinero. In most cases, if you are approved, money will be sent directly to your mortgage servicer, utility company, or contractor making repairs, if they participate in the HAF program. Up to 3 months of prospective payments, if necessary. 8R! If you have any questions, please contact the ILHAF call center at (866) 454-3571. Remember, help is free. Lawmakers announced the relief program for homeowners affected by the pandemic in February. Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. % Eligible homeowners in Illinois who've experienced a financial hardship because of the pandemic can get a portion of the approximately $387 million allocated to the stateup to $30,000 per householdby applying to the Illinois Homeowner Assistance Fund (ILHAF) program. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. Your household (or your tenants household) is behind on rent and/or is at risk of experiencing homelessness or housing instability. Homeowners that have been disproportionately impacted by the pandemic will be prioritized in the distribution of funds. Copyright 2023 WLS-TV. The ILHAF Call Center will be open from 8 a.m. to 5 p.m. Financial Literacy and Pre-Purchase Counseling, Next Generation Capacity Building for BIPOC Developers, Housing for Justice Involved Individuals (HJIIP) Program, Illinois Court-Based Rental Assistance Program, 2022 Illinois Rental Payment Program Fact Book, Illinois Emergency Homeowner Assistance Fund (ILHAF), The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance. A certificate from a HUD-certified housing counselor or a letter from your mortgage servicer detailing efforts to resolve your delinquency will be required to apply for ILHAF assistance. Annual eligibility levels are determined based on available funding and may not exceed 200% of the federal nonfarm povertylevel. This program has some income-related restrictions on which homeowners will qualify to receive funding. CHICAGO (WLS) -- The state of Illinois on Tuesday will reopen a mortgage assistance program for pandemic-impacted homeowners. 0 Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. fuUjED0D2H^^9H2;M KN10H5?m [ Am I guaranteed to receive assistance if I meet the eligibility requirements? We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. The Homeowner Assistance Fund (HAF) is a federal assistance program that helps homeowners who have been financially impacted by COVID-19 pay their mortgage or other home expenses. If you need a lawyer, you may qualify for free legal services through your local bar association or legal aid. x]s6=3xt@c&9wimd5DK. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. You will needthese documentsduring the application process. This ILHAF Resources toolkit is designed to support ILHAF stakeholders and HUD agencies with the distribution of marketing collateral for in-person and digital outreach. 3. All Rights Reserved. What is the Illinois Emergency Homeowner Assistance Fund (ILHAF)? Apply for assistance for your primary residence. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to 'nff`] 7; H3"@ $ This site is intended to help guide Illinoisans in need of emergency housing assistance due to financial hardship caused by the COVID-19 pandemic. Scammers will sometimes use websites that look similar to official government websites to trick consumers. If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. The Illinois Homeowner Assistance Fund (ILHAF) will launch on Tuesday, Nov. 1 and will provide up to $30,000 in mortgage assistance to eligible homeowners paid directly to the. For those looking for a new place to call home, ILHousingSearch.org allows you to search thousands of affordable, subsidized and market rate units throughout Illinois. HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development. {6E~Qj=zrPO_WtgO/&wEuv\N^DdUq ].b,9vU>lZ>eOvxw-vRrXd aao`u,a.a? Treasury is overseeing and providing technical assistance to these eligible entities and has developed policies to encourage consistency among programs and support the successful implementation of programs across the country. Some locations expect to receive more applications than can be funded by their program. In total, approximately $10 billion will be disbursed to programs across the country. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. ROCK ISLAND, Illinois (KWQC) - Illinois homeowners experiencing financial hardship associated due to the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000 starting in . The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. All rights reserved. The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. Click here to find the income limits for your county. Homeowners who are past due on their mortgage or property tax payments. IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. Toll Free: Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid. The program offers up to $30 thousand in relief to Illinois homeowners affected by COVID-19. Eviction Help Illinois provides renters with free eviction prevention assistance. Have household income at or below your states program requirements. endobj Many states cover a wide variety of homes, including: Check with your local program for details. for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Choose from the following social media posts to share on your platforms. Para obtener ms informacin, visite IllinoisHousingHelp.org. 3 0 obj today announced the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. If approved, homeowners will receive a grant for up to $15,000 to The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. According to a press release from the Illinois Housing Development Authority (IHDA). endstream endobj startxref How can I get help filling out my application? You should always make sure you are getting information and applying from official government websites (for example, with website addresses ending in .gov) and sources. Homeowners with household incomes less than 150% of the Area Median Income. Depending on your area, some programs may not have enough money to help every applicant. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. All Rights Reserved. Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. The fund, which totals $309 million, is designed to help struggling. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020. The Illinois Homeowner Assistance Fund Program providesdirect financial assistancefor homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. The Illinois Rental Payment Program is now closed for new application. The Pritzker administration announced the opening of the Illinois Homeowner Assistance Fund (ILHAF) on Monday. Website by. Toll Free: Eliminate or reduce arrearage associated with homeownership; Reinstate a mortgage or pay other housing-related costs related to a period of forbearance necessitated by the pandemic (if applicable); and. This program has some income-related restrictions on which homeowners will qualify to receive funding. Report suspected fraud here. The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. *Applications past initial review and going through additional processing such as Quality Control (QC), duplication of benefits, supervisory review, etc. reopening a mortgage assistance program designed to assist homeowners financially impacted by the pandemic on Tuesday, Nov. 1, 2022. ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. Explore Your OptionsContact your mortgage servicer or a HUD-certified housing counseling agency to discuss options to prevent foreclosure. Avoid any company that does this. Est en riesgo de perder su casa? Households who are behind on rent but not yet facing eviction court proceedings should contact an IDHS Service Provider Agency. Already applied for ILHAF funds? Check the status of your application. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic.
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