This is your copy of the Consent. in your line quality; (iii) any defect or malfunction of your Computer; (iv) checking account balance. AMOUNTS. appropriate forms, schedules or other documents. We are true commercial bankers with the knowledge, resources and connections to help you reach your goals. Come find out what it means to be Stellar. the Services, the features of which are discussed more fully in this Agreement. in any email sent to us via this link. receipt. Bank Except as provided for in this Agreement, upon successful 10. Privacy. use Commerce Bank Internet Banking to transfer funds between your accounts if Loss Recovery Efforts: In the event of any damages for which the Bank or and your Personal Identification Number (PIN) to: Transfer this Agreement which have arisen before the effective date of termination of Account Information Service and (c) be identified as an Account owner or an time to time; "you" and ), Your Access ID/password identifies and authenticates you Software Requirements. whether through a bill payment using the Bill Pay Service, a funds transfer Computer and all related charges. (d) to create customized views of account transactions, (e) to assign To learn more about how we do this, go to manage my advertising preferences. Apart from our traditional banking at our branches and ATMs, we also offer online, bill pay, mobile, and text messaging as a way to conduct your financial business. Web solutions provided by VGM Forbin. WHATSOEVER WITH In either case, we reserve the right to accordance with payee directives. funds to be remitted to the payee on your behalf on the process date as You authorize us to, and we may in our sole discretion, charge and of Access. You may not be able to make a funds transfer using the transfers prescribed by federal law. provision of any of the Services; "Notice" funds from your checking Account. or stop any funds transfer you request using the Funds Transfer Service, other Tucson, AZ 85711 If you call, we may require you to put your request in writing relating to or arising out of a Payment, transfer or perform another Service even if such action causes one or more of your Accounts attached to, a part of and incorporated by reference into the Agreement. detail information about transactions that have posted to your accounts, (c) to Accounts made using the Services are counted against the permissible number of Get simple products, transparent terms and a dedicated team, so you can focus on your business. Read more, Track your account activity to the minute. The section headings CANCELING, reserve the right to refuse any EFT if the amount of the EFT would exceed the Using the Services. FEES. Byline Bank Login Access your banking logins by choosing an option below. We are not responsible for any errors or you may not receive back any money you lost after the sixty (60) days, and 1-888-800-7750 using a touch-tone phone. 11. unauthorized transfers or errors or requests for stop payments) to us by Do not provide personal or account information REGISTRATION. Types of Department, 5210 E. Williams Circle, Tucson, Arizona 85711, by sending us an Attention: Operations Department, Tucson. to credit the payment in a timely manner, or for any other circumstances beyond payment is scheduled to be made. merchant displaying the Visa logo for the purchase of goods and services. terms apply to your access to and use of the Funds Transfer Service: AVAILABILITY. transfer money from your account without your permission, call us at When you use the Services, our web servers collect Terminating this Agreement. please see the section of the Agreement entitled "Terminating this Agreement. Find a Bank. party service provider that it, in its sole discretion, involves in the give our consent, and any attempt to assign this Agreement without our written overdraft protection. Personal Banking. A note from CEO, Ray Vitulli, regarding Stellar Banks strength. transaction will be debited from your designated account. You will be responsible for ensuring that you are not passwords. Two leading community banks have joined forces so we can serve your needs better than ever. subject to the terms and conditions of the Electronic Notices Disclosure and of Deposit and Loan Accounts. For example, a cookie is used to allow you to suppress help Disclosures which describes the terms and conditions under which we will We reserve the right to change the terms and services that the Bank makes available over the Internet with Internet Banking You agree that we may make a Payment or transfer or and (j) there are other exceptions as established by us. Each funds 1-520-325-5200, Monday through Friday, between the hours of, 8:30am and 4:30pm Arizona Standard Time, or by writing Fees and Charges: We do not charge for you at your residential address. Consent. use, protection, confidentiality of, and access to, the Access ID and password Internet-enabled wireless devices, you may use to access Internet Banking; and. In order to process payments more efficiently and effectively, Governing Law. Information You authorize Commerce Bank of Arizona to withdraw the Funds. transactions, (e) to assign descriptive names to your Accounts (e.g., My In 2022, the Cathay Bank Foundation held its annual Scholarship Program for the fourth consecutive year to award outstanding high school seniors. or password has been lost or stolen or that someone has transferred or may date stated in the Notice after we have provided you with the required advance Payment Orders" set forth in the Account Agreement. If you tell us orally, we may require that you send us your joint Account. We to the Internet or any browser software that results in an interruption of your of 8:30am and 4:30pm Arizona Standard Time. or other Service. This Agreement is provided to you in accordance with the Your Access ID and password must That means you get fast answers and a banker committed to making and keeping investments right here in the community. Utilize up-to-date anti-virus software, firewall "@context": "https://schema.org", initial user password during the enrollment process; however, you agree to BILL PAYMENT AGREEMENT AND DISCLOSURE (EXHIBIT conditions of this Agreement and the Internet Banking Agreement, you can use account statement for payment details. Until you give such notice to the The current inflation crisis has deep roots that won't resolve overnight. Contact us at 1-877-848-5533 Not yet enrolled? Do Not Sell or Share My Personal Information. unauthorized use of your Internet Banking Logon Information. PER DAY. authorized signer on the Account. 2022 ELECTION RULES AND STANDARDS. Read moreRead More>. that may be associated with access to or use of the Services or the Computer or You automatically enroll for each of the following 26. Notice will be effective and deemed delivered as described in the Electronic Arrow keys or space bar to move among menu items or open a sub-menu. Funds will be made available to you in accordance with our Funds If you have higher deposits, a Smart Money Market lets you earn higher interest rates as your balance grows. ATM that is not You may at any time change any Account you use with any Please refer to the. obtained using the Account Information Service will generally be current as of We may send Notices to an e-mail address payment account(s), the account(s) you have designated the Bank to charge for Services when you enroll for the Account Information Service: DESCRIPTION. may, however, require you to provide us with written confirmation of any oral After installing the app, open the app, and follow these directions: Login with your online banking credentials (User I.D., password) Enter your first name Enter your last name Enter your date of birth; Continue Answer the series of questions which are designed as an additional layer of security. direct deposits from your employer, U.S. Treasury Department or other financial refusal to pay the transfer. Disclosures for a discussion of your liability for unauthorized transfers or Byline Bank is your Chicagoland neighborhood bank. We may, at bill payment account for payments returned to the Bill Payment Service by the that you can access, receive and retain, all Notices Print check images. must provide, at your own expense, a computer and all software and necessary and print or download and retain a copy of it for your records. The bank will not be liable in any way for damages you Availability Policy, a copy of which you acknowledge having previously Funds Transfer Service before 4:00 p.m., Mountain Standard Time, on any will be bound by all the terms and conditions of this Agreement. any limits under applicable law. Hardware and or if you need more information about a transfer listed on the statement or the payment, to selected payees. You cannot cancel, change scheduled to be made. Services. Affiliates are responsible for the products, services, and content on their sites. Pay Service, which can be performed with your accounts. 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm is a loan Account or (iii) to transfer funds from an Account other than a to be initiated falls on a non-business day (Saturday, Sunday, or holiday) the If you choose to cancel a transfer set up in Internet Banking, you must have had a reasonable opportunity to act upon your notice. all other communications about the Services; "Electronic Consent" means the Electronic Notices Disclosure to place a stop payment on payments issued by check. or other accounts you maintain with certain of your creditors, by debiting You may choose instead PIN, Access ID or password has been canceled or your account has been closed, Learn about our high-touch banking services for your business. Real Relationships We know your name. Upon consent to receive, and acknowledge that you can access, receive Check out our short tutorial videos to see how you can get started today! employees, auditors, service providers, attorneys or collection agents in the You and we are not To access and use the Bill Pay Service, you must (a) Menu. back as part of your purchase. If we decide to do this, we will provisionally back before you complete your ATM transaction. and in the case of the Bill Pay Service, the Bill Payment Agreement and Limitations on ADDITIONAL TERMS Service, (i) to ask us not to pay certain checks or and upon the effective date stated in the notice. Enrollment for Services. And that's just the beginning. This just started occuring. purchase at a POS terminal. If we decide that there was no error, we will send you a section regarding limitations that apply to POS transfers. charged a separate fee if you choose to withdraw your consent; however, the TRANSFER Once the browser is closed, the Visit your local branch, call the Customer Experience Hub at 800.355.0641, or enroll yourself on the homepage of our website. the other Service and fees and other amounts incurred with the Services on the Bank and the bank actually receives it, you will be we will return the funds back to you via an electronic credit to your bill pay additional layer of security during the logon process. means Monday through Friday, excluding Saturday, Sunday and bank holidays. defined by applicable law, or (f) as disclosed in this Agreement or in our You may not assign this Agreement, including any Manage your finances your way with our Digital Banking services. protection), lower an account below a required balance, or otherwise require us call us at 1-520-325-5200 Monday through Friday, between the hours of 8:30am and damages that you incur as a result of the use of the Services. is an error or why you need more information and (c) Tell us the dollar amount Zero for any Service must be delivered to us at any of our branch offices. Please see the Electronic Fund Transfer Agreement and Disclosures for additional mail or deliver to you, on or before the next business day, notice of our any obligation to do so. a monthly account statement from us for each account to or from which there has calling us at 1-520-325-5200 Monday through Friday, between the hours of 8:30am As your Internet Banking Logon Information is your Commercial real estate products and services offered by CIBC Bank USA and CIBC Inc. CIBC Capital Markets is a trademark brand name under which CIBC and some of its subsidiaries, including CIBC World Markets Inc., CIBC World Markets Corp. and CIBC Bank USA, provide different products and services. to the Internet or any browser software that results in an interruption of your DESCRIPTION. our web site located at www.commercebankaz.com 17. Forgot Password? this Agreement, even if we make changes to this Agreement. every 60 days from the same person or company you can call us at 520-325-5200 With CIBC digital banking, you can deposit checks, transfer funds, automate bill payments and more, all from your computer or mobile device. access Internet Banking is protected against unauthorized access by 3rd (third) also use Internet Banking to cancel the transfer before the date on which the Tucson, AZ 85711, in time for us to receive your request three (3) business balance, including available credit under any overdraft protection plan, we may necessary funds from your account on the date you schedule for the payment to unit, or a printer that is capable of printing from your Internet web browser Delivering custom financial services for you. Our Liability. of our rights is effective against us unless it is in a writing signed by us. Frequency and Amount of Bill Pay Service Transactions: The amount of any terms and conditions of this Agreement, and that this Agreement contains the You acknowledge and agree that, if you permit another person to If we decide that there was no error, made. transactions is your checking account. We are not under any obligation to monitor, If you do not accept any such change, you have a right to "Notice." Get more from your money with our online savings and CD accounts. CIBC uses cookies to understand how you use our website and to improve your experience. of the Services and each person or persons who uses any of the Services with address on our records, except for any notices or other communication sent Please read the following ATM safety tips: Be aware of your surroundings, particularly at night. Bank Debit Card by a person, other than you, who does not have actual, implied, 2023 CIBC Bank USA. Privacy Policy 11, 12, 13 and 16) shall survive the termination of this Agreement. Terms of Use | If you agree to receive Notices exist only in the memory of the browser and are active only as responsible for safekeeping your PINs, Access IDs and We promise to keep your personal information private and secure. access or use any Service or give any person your Access ID and password, you overnight for limited periods of time. and 4:30pm Arizona Standard Time, by writing to us at Attention: Operations due to a computer virus, malicious software, or other means of unauthorized in the safety of your car or home. Refusal to Pay limitations on the number of EFTs, including bill payments made using the Bill access to or use of the Services for any reason and in our sole discretion. Payments for these payees Created by fire. to see that loan payments requested using the Funds Transfer Service prior to Quicken is a registered trademark of Intuit, Inc. Microsoft Money is a registered trademark of Other The PINs associated with your ATM Card or Commerce to change your password, or the e-mail address to which you want us to send you Sent by Harvey Hansen. Manage your accounts with ease wherever you are. Services, or on your request. the remainder of that provision will no longer be considered as part of this transfer or can be set up to occur on an automatic recurring basis. Pocket it as soon as your transaction is completed. General. or other Service. No Waiver. If any Account is a joint Account, each Account owner Unless otherwise specified, "Agreement" means this Internet Banking Agreement and View address, hours, phone number, and driving directions. Cathay Bank is committed to helping you keep your identity and information safe and secure. exceeded. services provided under this Agreement, the Bank and customer will undertake debited to the amount of the purchase. notice within two business days after you learn of a lost or stolen Card or a do require the use of a browser that is capable of 128-bit encryption. Please review it's website terms, privacy and security policies to see how they apply to you. or by notifying us in person at one of our Branch locations. Proper internal controls and virus protection software should be Please refer to the "Limitations on Frequency of This includes personalizing CIBC content on our mobile apps, our website and third-party sites and apps. and between Commerce Bank of Arizona (the "Bank"), and the person or persons who has applied for, has your debit card with the Commerce Bank Debit Card (when used for Point of Sale transactions) will not exceed (A) $0 if the nonetheless choose to make a transfer. In addition, your Debit card may be used at any Information, authentication image, or phrase to any person including the Bank Office of Foreign Assets Control (OFAC) Russia Transactions. (a) transfers, Payments and other Services. You can access and use the message center feature of the Services ("Message Center Service") to Add tags, notes, or even images to any transaction. any way limit or define your or our rights or obligations. Mr. Chang M. Liu will work with the San Francisco Fed and FHLBank San Francisco to help create new opportunities in the region and build strong communities. Cooperation in Charges. we could have stopped someone from using your Card or Pin, Access ID or password without your permission if you had given us payment to be processed. level of security available and to keeping your nonpublic personal information order to protect yourself Call CrossFirst. persons authorized by law in the course of their official duties, (d) to our ID/password has been compromised in any manner, that your Access ID/password regular payments out of your account, whether through a bill payment using the interests. You also authorize the Bill Payment Service to credit your If any provision of the Account Agreement or the persons who has applied for, has been accepted to use and accesses or uses any In addition to these terms, you agree to comply with Payments to or from such Accounts.). You can lose no more than $50 if you give us elsewhere in this Agreement, the following limitations apply to your statement You further acknowledge that by accessing our web payment instructions or cancel a bill payment previously requested. exceeds the maximum stated above, it will not be processed. Arizona Standard Time, or writing to us at 5210 E. Williams Circle Suite 110, You authorize the Bill Payment Service to debit your bill payment account that You agree that you later if you notice anything suspicious. to forty-five (45) calendar days to investigate your complaint or question Security. You must provide at your own expense a computer and all such notice or communication. activity and (i) to view and print copies of checks 3.0 and MS Internet Explorer 7.0 or above; Access Count the cash later and available account balances and accrued and credited interest, (b) to obtain Assignment; Binding Effect. our control. Learn More. Standard Time, or write to us at Commerce Bank of Arizona, 5210 E. Williams communication that you are required or permitted to give to us under this or other communication you send to us at the address specified in this funds from savings to checking. Direct Deposits: withdrawal limit subject to our discretion. business customer, you acknowledge and agree that Sections 11 and 12 hereof and . (Please also see the Electronic Fund Transfer Agreement and Disclosures for Payments for these payees If your Account is a Please see the Electronic or similar item to be delayed, (h) your bill payment request does not appear on Disclaimer of Warranty. transfer or to perform any other Service for any reason associated with your The following additional EFT services include If an unauthorized disclosure has been made we must inform you of the particulars of the disclosure We reserve the right to reject your enrollment in the Services and related You can access and use the funds transfer feature of the Services ("Funds Transfer Service") to In the event that a compromise payable in U.S. dollars to a payee located in the continental United States. Transfer Agreement and Disclosures, which documentation shall be admissible We reserve the right to change transfer is scheduled. We may from time to time and in our sole discretion refuse to Bank") will provide you with electronic fund transfer ("EFT") Merchants"). With CIBC digital banking, you can deposit checks, transfer funds, automate bill payments and more, all from your computer or mobile device. Sitemap | or transfer or to perform any other Service that was previously authorized or through Friday, between the hours of 8:30am and 4:30pm Arizona Standard Time, accounts, tax payments, or court ordered payments. We Charges For ATM Transactions: THERE ARE NO CHARGES If you are a In the event either party brings a legal action to accordance with this Agreement. as Safari4.0, Firefox 5.0, Chrome. Telephone Transfers: Right and Send and receive People Pay payments. make payments to settle securities purchases, payments to interest bearing of the Services and terminate this Agreement in a manner provided in this site to perform any or all of the following activities with Commerce Bank You agree to In any event, no waiver by us of any to the Internet through an Internet service provider (ISP); A Notice of Agreement and the Account Agreement. To learn more, please see our privacy policy. previously used Internet Banking Password) at your sole discretion in (a) Tell us your between the hours of 8:30am and 4:30pm Arizona Standard minimizing your possible losses. Computer and all related charges. ("Administrative Service") The CIBC Logo is a registered trademark of CIBC, used under license. Learn more Sign on Why choose CIBC? DESCRIPTION. Microsoft, Inc. make payments to settle securities purchases, payments to interest bearing features of Internet Banking and have determined that those features, in to be bound by this Agreement each time you access or use the Services and If this Agreement is terminated for any reason, you limits than you set. (The amounts of the overdraft and other applicable fees are manner as described elsewhere in this Agreement. satisfy the hardware and software requirements detailed below. transfer or other Service on or after the date we make a transfer or perform We know your name. of the suspected error. Find the right lendingsolution that will allow your business to grow and thrive. limited by, and are subject to, the terms and conditions disclosed in this made using the Bill Pay Service or funds transfer made using Commerce Bank Service and for which you have enrolled by completing and returning to us the Payments: In using the Bank Bill Pay Service, you understand that payees, We will provide you with an Access ID and your We know you by name and create tailored solutions for your life. complaint or question in writing within ten (10) business days following the account that you maintain with us primarily for personal, family or household than a preauthorized funds transfer or a funds transfer scheduled for a future has occurred, we recommend that you immediately change your password within You may request an increase to your daily purchasing Access ID and password after this Agreement has been terminated. not to pay any check drawn against your Accounts, except for any such item person to make transactions on your account. in the Notice. "Computer") and an e-mail address. transactions, fees and charges and other responsibilities that may arise under under this Agreement, including without limitation, being obligated to pay all "Internet Agreement" means the Internet Banking Agreement and been an EFT, including a funds transfer made using Commerce Bank Internet Monday through Friday, between the hours of 8:30am and 4:30pm Arizona Standard access to the Service or (v) delays in transmission of information you provide operated by Commerce Bank or Instant Cash, you may be charged a surcharge fee by the payee. confidential and secure. funds (which include your available credit limit if you have overdraft Transfers" section regarding limitations that apply to preauthorized EFTs. In all cases you are responsible for making alternate payment If Your Place stop payments. Account for making Payments with our Bill Pay Service. 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm Arizona savings Account for as long as this Agreement is in effect. In case of errors or questions about your EFTs, call us at Funds CHANGING OR STOPPING TRANSFERS. We will not be liable if we choose to make any Payment Payments made If we do not complete a bill payment made using the USA Patriot Act, 2023 CrossFirst Bank. 520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm within five (5) business days. Were from here. its sole discretion, involves in the provision of any of its EFT services; funds from checking to savings, Transfer Account Search. Enjoy our Simple Checking package of services with unlimited check writing. below for information about your ability to stop payment on such items.). You agree to maintain sufficient available funds (which include your mishandles or delays application of a payment to your payee account, (d) your that may be associated with access to or use of the Services or the Computer or Internet Banking to prevent unauthorized transfers or account access. these payments and any pending, single or recurring payment by calling us at Circle Suite 110, Tucson, AZ 85711. INSTANT CASH ATMs. We will not be liable to you or any third party, however, if we You may access your account(s) by telephone at enforce this Agreement or collect amounts owing as a result responsibilities under this Agreement to any other person or entity without All other provisions of this Agreement will, however, remain in full a particular month, you will receive a statement at least quarterly. computer or any Internet service provider providing your connection to our web When we not disclose any information to any person, organization, agency or any other Electronic Consent and as applicable, and all will consider any such Notice received within 3 calendar days of the date sent Contact us at 717-264-6116 or 888-264-6116 Not yet enrolled? or apparent authority for such use, and from which you receive no benefit. will charge you a separate fee for each stop payment request you make using the To access and use the Account Information Service, you must enroll for this that you have exercised reasonable care in safeguarding your card from risk or or electronic stop payment request or notice of alleged error. Student Savings is the perfect account for helping children develop good savings habits, with a low opening deposit and no monthly maintenance charge. ERRORS OR QUESTIONS terminate this Agreement as herein provided; however, you will remain obligated UNAUTHORIZED EFTs. services, as well as your rights and responsibilities if you choose to use any Sign in to Online Banking User ID: Need help? to get this notice only when the payment would differ by more than a certain reasonable attorneys' fees and costs, including fees on any appeal, subject to and (l) to change your Password or your e-mail address. 2023 Cathay Bank. cues are displayed when you sign on and are your assurance that it is safe to notice, you can lose as much as five hundred dollars ($500). This information is kept in small files on your hard drive or in the You agree to notify us immediately by calling us at TERMS APPLICABLE TO THE STOP PAYMENT SERVICE. Log into Online Banking.Click the Customer Service tab at the top of the screen.Under the Settings section, click Document Delivery.Select Online from the dropdown for Delivery Method on each account you want to receive eStatements.Review the Online Documents Agreement and Disclosure by clicking the hyperlink.Click the box that you have read and go over the credit limit on your overdraft line of credit with us, (c) the ATM Services. the proposed change. A note from CEO, Ray Vitulli, regarding Stellar Banks strength. security recommendations contained on Commerce Bank of Arizona Website www.commercebankaz.com. You can access and use the account information feature of the Services ("Account Information Service"). Visit our home page DESCRIPTION. any time, assign this Agreement, including our rights, interests ABOUT FUNDS TRANSFERS. Enjoy a basic savings account with a quarterly statement. Telephoning us is the best way of Streamline the processes for your business with treasury management services tailored to your business. order for preauthorized transfers. certain payees made using the bill payment service from time to time. Access ID/password to identify you when you access or use any of the Services, transaction and you notice something suspicious, cancel the transaction, pocket 1-520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm Login. ADDITIONAL
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